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Industries We Support

GVK Finance works with businesses across a wide range of industries throughout New Zealand. Each industry has distinct operating pressures, asset profiles, and cash flow dynamics. Our role is to structure finance that aligns with how businesses actually operate — not force them into generic funding models.

This page provides an overview of the industries we support and how finance is typically applied within each sector. Each industry page goes deeper into asset types, funding structures, and common challenges specific to that sector.

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Finance Structured Around Industry Reality

Different industries use capital in very different ways. A construction contractor, a healthcare provider, and a logistics operator may all require finance — but the risks, asset lifecycles, and income timing vary significantly.

GVK Finance structures funding with industry context in mind. That means considering:

How revenue is generated and collected

What assets are essential to operations

How seasonal or project-based income impacts cash flow

Compliance, safety, and regulatory obligations

Growth patterns and capital intensity

By understanding industry-specific requirements, we help businesses access finance that supports operations rather than constraining them.

Industries We Work With

Below is an overview of the core industries we support. Each industry page provides detailed guidance on how finance is commonly structured within that sector.

Agriculture & Horticulture

Finance structured around seasonal income, land use, and high-value equipment. Common focus areas include equipment finance, seasonal payments, and working capital support.

Civil Construction

Funding aligned to project delivery, mobilisation costs, and heavy equipment use. Typically involves construction equipment finance, project funding, and cash flow support between progress payments.

Engineering & Manufacturing

Finance supporting plant, machinery, production capacity, and long asset lifecycles. Often requires equipment finance, working capital facilities, and structured growth funding.

Forestry

Funding designed for high-use machinery, remote operations, and seasonal harvesting cycles. Common structures include forestry equipment finance and seasonal payment facilities.

Healthcare & Medical

Finance aligned to compliance, equipment lifecycle, and continuity of care. Typically involves medical equipment finance, practice funding, and upgrade planning.

Marine

Funding for vessels, marine equipment, and port-based operations operating in harsh environments. Often structured with seasonal income considerations and compliance requirements in mind.

Tourism & Accommodation

Finance structured around seasonal demand, asset utilisation, and cash flow variability. Common needs include vehicle finance, equipment finance, and working capital support.

Transport & Logistics

Funding aligned to fleet operations, asset uptime, and margin-sensitive cash flow. Frequently involves truck finance, commercial vehicle finance, and invoice finance.

How Industry Experience Shapes Better Finance Outcomes

Industry familiarity allows finance to be structured more accurately from the outset. Rather than reacting to problems later, the right structure helps:
  • Reduce cash flow pressure during quiet or transitional periods
  • Align repayments with asset usage and income timing
  • Support compliance and safety requirements
  • Preserve borrowing capacity for future growth
  • Avoid unnecessary refinancing or restructures
This approach is particularly valuable for businesses operating in capital-intensive or regulated sectors.

Why Businesses Choose GVK Finance Across Industries

Industry-Aware Structuring

Finance built around real operating conditions.

Broad Lender Access

Ability to place finance across a wide range of industries and asset types.

Structure-First Approach

Focused on sustainability, not short-term fixes.

Experienced, Practical Advice

Clear guidance without unnecessary complexity.

Ongoing Support

Assistance as industries, assets, and business needs evolve.

FAQs

Do you specialise in certain industries only?
GVK Finance works across multiple industries, with structures tailored to each sector’s operating model.
Yes. Finance structures can be adapted for businesses operating in more than one sector.
No. Industry pages provide context, while service pages explain specific finance solutions.
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Find the Right Finance for Your Industry

If you operate in a specialised or asset-heavy industry, the right finance structure can make a measurable difference to cash flow, growth, and stability.
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