Asset Finance Solutions for New Zealand Businesses

Backed by industry expertise and access to a wide lender network, GVK Finance provides tailored asset finance solutions that help New Zealand businesses acquire essential equipment, vehicles, and specialised assets — without putting pressure on cash flow.

Whether you’re expanding operations, upgrading equipment, or refinancing existing assets, our role is to structure asset finance that supports long-term business growth.

Why Choose GVK Finance?

Experienced Asset Finance Specialists

With decades of combined industry experience, GVK Finance has been supporting small to medium-sized New Zealand businesses since 2001. Our expertise spans transport, plant and equipment, property, and specialised asset finance — allowing us to structure funding solutions that work in real-world business environments.

Extensive Network of NZ Lenders

As an independent finance broker, we work with most major New Zealand banks and finance companies. This gives our clients access to a wide range of asset finance options, competitive terms, and flexible structures — without being tied to a single lender.

Business-Focused Service

We take the time to understand how your business operates. As a small business ourselves, we know the challenges business owners face and provide hands-on, personalised support — from initial discussion through to settlement and beyond.

Flexible Solutions for Almost Any Asset

From commercial vehicles and heavy machinery to specialised equipment and smaller asset purchases, we arrange finance across a wide range of asset types and values. We also offer access to our own finance facility for smaller loans, allowing for faster and more flexible outcomes.

What Is Asset Finance?

Asset finance allows businesses to purchase or access equipment, machinery, vehicles, and other operational assets by spreading the cost over time. Instead of paying the full cost upfront, asset finance helps preserve working capital while enabling businesses to grow and operate efficiently.

Asset finance is commonly used across transport, construction, agriculture, healthcare, and manufacturing industries, where reliable equipment plays a critical role in daily operations.

Our Asset Finance Services

GVK Finance specialises in structuring asset finance solutions across a wide range of asset types.

Equipment Finance

Finance for essential business equipment, machinery, and tools used in day-to-day operations.

Commercial Vehicle Finance

Flexible finance solutions for vans, utes, trailers, and fleet vehicles.

Truck Finance

Asset finance for new and used trucks, including fleet expansion and replacement vehicles.

Specialised Asset Finance

Finance for complex or high-value assets such as medical, marine, aviation, and infrastructure equipment.

Industries We Serve Across New Zealand

Our experience across asset-intensive industries allows us to structure finance that reflects how businesses actually operate.

Transport & Logistics

Civil Construction

Agriculture & Horticulture

Forestry

Healthcare & Medical

Engineering & Manufacturing

Marine

Tourism & Accomodation

Industry-specific insight enables more flexible approvals and smarter finance outcomes.

Asset Finance Solutions Built Around Your Business

Depending on the asset and your business requirements, asset finance can be structured using a range of flexible funding and payment options. At GVK Finance, we arrange asset finance solutions that are aligned with how your business operates, generates income, and plans for growth.

We arrange:

Term Loans

Fixed Loan Facilities

Seasonal Payment Structures

Refinance & Restructure of Loans

Leasing (Operating / Fully Maintained)

Working Capital & Revolving Credit

Project Funding

Debt Consolidation

Release of Equity from Owned Assets

Each solution is assessed based on your cash flow, asset type, tax considerations, and long-term business objectives to ensure the finance structure supports sustainable growth.

GVK Finance vs Traditional Banks

GVK Finance

  • Fast approvals
  • Flexible repayments
  • Works with SMEs
  • Personalised support
  • Tailored loan options

Banks

  • Slow processing
  • Rigid criteria
  • Preference for large borrowers
  • Call centre experience
  • One-size lending models

Our Asset Finance Process

1. Understand your asset requirements and business objectives

2. Match your needs with suitable lenders and finance structures

3. Manage approvals and documentation

4. Support settlement and future asset finance needs

This structured approach ensures clarity, speed, and the right outcome for your business.

What Customers Say About GVK Finance

Blogs & Helpful Resources

Looking for Asset and Truck Finance in New Zealand?

Join The Thousands Of Satisfied Customers

We have a genuine interest in our clients' business and how it is run, along with an interest in equipment and what each client requires for their business to operate efficiently and cost effectively.

More Personal

We have a genuine interest in our clients’ business and how it is run. We finance assets of almost any size and value.

Knowledge to Help You

We have been in the business for over 30 years and have a vast knowledge of transportation and equipment.

Secure and Trusted

We are trusted and have relationships with many banks and finance companies, giving you a broad choice of finance options.

Frequently Asked Questions (FAQs)

How long will it take for my asset finance application to be approved?
Approval timeframes vary depending on the asset type, finance structure, and information provided. In many cases, asset finance approvals can be obtained quickly once the asset details and required documentation are confirmed.
Asset finance is typically secured against the asset being purchased, such as equipment or vehicles. Additional security requirements depend on the lender, asset value, and overall business profile.
Interest rates vary based on factors such as the asset type, loan structure, term length, and business financial position. We compare options across multiple lenders to secure competitive rates suited to your situation.
Asset finance and business loans serve different purposes. Asset finance is secured against the asset being purchased and is often more suitable for equipment and vehicles, while business loans may be used for broader funding needs. The right option depends on your asset, cash flow, and business goals.
You may not need to have any previous credit history to get a loan with us; however, we may ask you to provide a suitable guarantor for your loan.

Talk to an Asset Finance Specialist

If you’re looking to finance equipment, vehicles, or specialised business assets, our team is ready to help structure the right asset finance solution.